Author: Fred Magoro

How Can I Recover from Bankruptcy?

Having to declare bankruptcy may seem like the end of the world, especially if you don’t know what you’re doing. You never thought you would end up here, so what do you do now? Don’t Panic This may seem like an obvious suggestion, but it is so needed. Panic isn’t going to help you get your life back in order. It’s okay to be frustrated and to find an outlet for any feelings of helplessness or frustration, but panic isn’t going to help. Take a deep breath and start moving forward. Evaluate Your Situation Once you’ve taken a deep...

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How to Help Kids Build a Firm Financial Foundation

Depending on your family’s circumstances, finances could be a significant cause of stress – even for young kids and teenagers. When your household is living paycheck to paycheck (and 78 percent of working people are), that stress can be unrelenting. That’s why it’s important to take charge of your money and build a financial foundation to carry you into adulthood. Follow these steps to do just that.   Start Saving for an Emergency Fund Start with a goal of $1,000 in your emergency fund. Most kids have never seen four digits in a bank account before. Emergency funds are...

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Healthy House: Simple Changes to Create a Haven

A happy, healthy home plays a large part in our day to day happiness. So often though, the chaos, clutter, and work revolving around our homes make it just the opposite. How do we recapture the feeling of home being a healthy, restful haven that exudes a sense of calm? Below are a few tips from the pros to help you get started. Remember Less is More Removing some furniture, decluttering, and throwing things away can all contribute a more peaceful atmosphere to your home. Simply removing visual clutter goes a long way towards making your home both easier...

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5 Psychological Hacks to Help You Stay Sober

We’ve all been in the position where we have habits we want to break, we set tough goals, or we have a life destroying addiction. No one envies the person with an alcohol, drug, gambling or sex addiction, but then, everyone envies the strength of the person who was able to kick the demon off their back. They do not realize the addiction never leaves, but anyone who has beaten alcoholism has certainly picked up a few tricks or psychological hacks to help keep them from falling off the wagon. Maybe they learned it from a sponsor, a book,...

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